# Purpose and Philosophy
The Staking Rewards DeFi Rating is designed as an **open standard** to make DeFi products more transparent and safer to navigate and part of the [**DeFi Risk Alliance**](/defi-ratings/defi-risk-alliance.md).
Our core question is:
> **What is the risk of losing my position?**
We’re **only** rating how likely you are to lose money, **not** how good the product is or how high the yield is.\
A vault or protocol may have excellent audits and a top-tier team, yet the underlying strategy can still expose deposits to elevated loss risk.
Even if:
* the **code is audited**
* the **team is excellent**
* the **infrastructure is solid**
…the **strategy or operations themselves** (how it invests/borrows/leverages/LPs) can still be risky.
Our goal is to **show clearly where the risk lies**, so that users, integrators, and institutions can make informed decisions and the ecosystem gains the accountability it currently lacks.
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